Tow truck insurance is not useful enough to warrant the extra money in many cases. Getting a tow costs about a hundred bucks in most scenarios, and if you pay for this service on your insurance for several years, you will have paid more than this. Towing, in the event of an accident, is normally covered in other sections of you policy, so you are spending extra cash for something you may not really need. Ask family and friends about their experiences with various insurance carriers. You may hear some good and bad stories, and this will be an easy way to help you choose which company you should go with. If you have an accident, get your car out of a storage facility as soon as you can, if it is towed there. You will have daily fees to pay for out of your own pocket, not by your insurance company. If you want your insurance to respond quickly to your claim, explain as clearly as possible what happened. Send pictures of the damaged objects. Always stick to the facts. If you exaggerate your damages and losses or fabricate a story, you risk your whole claim, as well as even more serious trouble. Before you choose an insurance provider, make sure you research their records. Some states offer comparisons of their insurance premiums based on location, which you could use to make a good and solid decision.
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